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The disruption caused by Covid-19 and the implementation of social distancing measures has made many people look at their insurance policies.  The Hardwicke Insurance Team is perfectly placed to deal with any queries you may have.

We are recognised by the legal directories as a leading chambers for complex insurance claims and coverage issues. We provide advice on policy wordings and are regularly instructed to defend claims and pursue subrogated recoveries in jurisdictions throughout the world.  Our members are specialists in actions involving insurers and insurance cover, including construction, property damage, death and personal injury, public liability, consumer, employer’s liability and health & safety as well as professional liability.  We have significant experience in policy coverage work, on behalf of assureds, insurers or reinsurers. We advise regularly on coverage and avoidance issues, dealing with issues such as misrepresentation and non-disclosure including breach of duty, fraud, policy interpretation, causation issues, notification and aggregation. We are experienced in dealing with the inter-relationship of multiple layers of insurance and co-insurance.  You can find more detail on our experience here.

We are familiar with all forms of insurance policy, including standard forms and bespoke wording and covering all the various types of liability insurance (D&O, employers, public, product and professional indemnity), insurance of property, contractors all risks insurance, life insurance and reinsurance.

Our expertise in related areas such as Commercial Dispute Resolution, Construction, Insolvency, Mediation & ADR and Property can be seen on our practice pages and these areas also have Covid-19 related content which you can review by clicking on the relevant tab on left hand side of this page.

If you have any queries or would like to discuss anything further, please contact Richard Sumarno or Adam Blades who will be happy to help you.