We are a leading chambers for complex insurance claims and coverage issues and recognised as such in Chambers UK. We provide advice on policy wordings and are regularly instructed to defend claims and pursue subrogated recoveries in jurisdictions throughout the world.
Our members are specialists in actions involving insurers and insurance cover, including construction, property damage, death and personal injury, public liability, consumer, employer’s liability and health & safety as well as professional liability.
We have significant experience in policy coverage work, on behalf of assureds, insurers or reinsurers. We advise regularly on coverage and avoidance issues, dealing with issues such as misrepresentation and non-disclosure including breach of duty, fraud, policy interpretation, causation issues, notification and aggregation. We are experienced in dealing with the inter-relationship of multiple layers of insurance and co-insurance.
We are familiar with all forms of insurance policy, including standard forms and bespoke wording and covering all the various types of liability insurance (D&O, employers, public, product and professional indemnity), insurance of property, contractors all risks insurance, life insurance and reinsurance.
John de Waal QC has published Risk & Negligence in Property Transactions and Paul Reed QC has written two leading insurance texts with contributions from a number of Hardwicke members: Construction All Risks Insurance and Construction Professional Indemnity Insurance (both Sweet & Maxwell). We also contribute to Insurance Broking Practice and the Law (Informa) and other specialist texts.